As we near the end of 2013, I reflect on the many wonderful things that have happened this year and the inspiration I have received from those around me. One of the most inspirational gifts in 2013 came from simply saying yes to volunteer opportunities at both the Nashville Entrepreneur Center and Lipscomb University. Interactions with not only the creative, enthusiastic entrepreneurs and students but also the...
Background: Ever since cafeteria plans, also called Section 125 plans, became available in 1978, employers have complained about the rigidity of these plans. Specifically, they were troubled by the fact that, when employees did not use all of the funds in their accounts by the end of the year, those funds had to be forfeited. The main concerns have been:
You spend a lot of time in your home. And most likely, you spent a lot of money to get it. So practicing home safety is essential to protect you, your family and your property. Take these five steps and you’re on your way to a safer, more secure home.
Earlier today, the President issued a statement concerning Obamacare (aka Healthcare Reform) and potential changes to its regulation in 2014. As with other areas of Obamacare, change can occur rapidly and on a large scale.
Now is the time to examine how you have been interacting with your prospects and customers. It’s important to determine what did and did not work this year in order to put tools in place to enhance and better monetize those relationships. It is hard for many companies to do this because they don't have tools that allow them to objectively analyze their customer relationships and marketing initiatives.
The Genetic Information Nondiscrimination Act (GINA) prohibits discrimination in health coverage and employment on the basis of genetic information. Title II addresses discrimination in employment, and prohibits employers from acquiring genetic information about employees, and from using genetic information for hiring, firing or promotion decisions, and for any decisions regarding terms of employment.
Preventative medicine has become standard practice in workplace wellness programs. And one of the best tools employees can use to combat and potentially prevent illnesses is to know the medical histories of their families. Toward that end, the Surgeon General, in cooperation with the U.S. Department of Health and Human Services and other governmental agencies, has begun a Family Health Initiative.
By: Dennis Goebel Vice President, Liberty Mutual Insurance Company
It’s time for fall maintenance on your home. Tackle any trouble spots outside before winter arrives. Start with outside jobs before it gets too cold and rainy. And some tasks, such as electrical or plumbing problems, are best left to the pros.
Tax reform is once again in the air. As the November elections draw near, members of Congress have been sifting through various proposals in an attempt to simplify the tax code, promote equality and fairness and avoid abuses. Among the main targets -- and of particular interest to not-for-profit organizations – is the charitable deduction. Once considered an untouchable tax break, many...
Is your business managed proactively? Do you proactively select your markets, control expenses and compete for market share or better yet, create new markets? Or are you caught in a cycle of continually responding to whatever happens next?
We have seen the employer mandate delay, the opening of State Exchanges, and now a defunding effort so determined it caused a government shutdown. How are we, as employers, best able to handle the volatility of PPACA's regulation and implementation? What is the best way to maintain compliance without sacrificing efficiency? These questions continue to arise for employers both large and small as PPACA continues to...
The cost of internal fraud worldwide is more than 3.5 trillion annually according to some recent estimates, and unfortunately, not-for-profit organizations are not exempt. According to a 2012 report written by the Association of Certified Fraud Examiners (ACFE), the median loss sustained by a not-for-profit group that falls victim to fraud was $85,000.